Financing Synchrony | Jerome's Furniture

JEROME’S SYNCHRONY HOME™ CREDIT CARD

Jerome's Synchrony HOME Credit Card

Promotional Financing Available at Jerome’s

See if you prequalify for a Jerome's Furniture credit card with no impact to your credit bureau score.

24
MOST POPULAR
IN-STORE + ONLINE: NO MONEY DOWN, NO MINIMUM PURCHASE
No interest if paid in full within 24 months **

On qualifying purchases made with your Jerome’s Synchrony HOME™ Credit Card between December 10th, 2024 and December 25th, 2024. Finance promotions do NOT qualify with any discount promotions applied to cart. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required.

DetailsA Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
12
IN-STORE + ONLINE: NO MONEY DOWN, NO MINIMUM PURCHASE
No interest if paid in full within 12 months **

On qualifying purchases made with your Jerome’s Synchrony HOME™ Credit Card between December 10th, 2024 and December 25th, 2024. Finance promotions do NOT qualify with any discount promotions applied to cart. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.

DetailsA Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
36
IN-STORE + ONLINE: NO MONEY DOWN, $1,999 MINIMUM PURCHASE
No interest for 36 months *

On qualifying purchases at Jerome’s of $1,999 or more with your Jerome’s Synchrony HOME™ Credit Card between December 10th, 2024 and December 25th, 2024. Finance promotions do NOT qualify with any discount promotions applied to cart. Equal monthly payments required for 36 months.

DetailsQualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
60
IN STORE ONLY: 20% DOWN, $2,999 MINIMUM PURCHASE
No interest for 60 months *

On in-store purchases of $2,999 or more made with your Jerome’s Synchrony HOME™ Credit Card between December 10th, 2024 and December 25th, 2024. Equal monthly payments required for 60 months. A promo fee of 2% of the amount financed will be included in the required monthly payments.

DetailsValid on purchases made at Jerome’s between December 10th, 2024 and December 25th, 2024. 20% down payment required on a different payment type required. This offer is not valid on prior purchases, canceled orders, clearance items, Cozzia Massage Chairs, nor can it be combined with other Jerome’s promotions or offers. Void where prohibited. The finance offer is good on qualified purchases totaling USD $2,999 or more in a single purchase. A promo fee, equal to 2% of the amount financed at the time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery, or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. This offer is not valid on prior purchases, canceled orders, Outlet/Clearance items, nor can it be combined with other Jerome’s promotions or offers. Void where prohibited.
60
IN-STORE ONLY: NO MONEY DOWN, NO MINIMUM PURCHASE
9.99% APR for 60 months ***

On qualifying purchases made with your Jerome’s Synchrony HOME™ Credit Card between December 10th, 2024 and December 25th, 2024. Offer available in store only. Finance promotions do NOT qualify with any discount promotions applied to cart. Fixed monthly payments required for 60 months.

DetailsA Promo Fee does not apply to this offer. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Buy Now, Pay Over Time

By being approved for a Synchrony HOME™ Credit Card, you can enjoy instant, personalized payment solutions at checkout. Jerome's works with multiple providers to offer financing or lease-to-own options for you.

Synchrony Fortiva Retail Credit Progressive Leasing

Application Made Easy

  1. Add to Cart
    Browse Jerome's products and add to your cart
  2. Checkout
    Select "Monthly Payments" at checkout
  3. Apply for Financing
    It's fast, simple, safe and secure
  4. Order Complete
    If approved, you'll be presented with a financing or lease-to-own offer from one of Jerome's Furniture's providers

Frequently Asked Questions

1. What happens if I don't qualify for the initial financing offer?

* If you do not qualify for the initial financing offer, you may be presented with a subsequent offer (which may be subject to credit approval) that can be used to complete the purchase. Jerome's works with multiple providers to offer you financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution to complete your purchase. If you decline any offer presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

2. Which providers may present a financing or lease-to-own offer when I apply?

* Jerome's works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, which may be subject to credit approval.

3. How do I pay my bill?

* Each financing or lease-to-own offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

Synchrony Bank

Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909. Monday - Friday 7:30 AM - 12:00AM ET, Saturday 10:00 AM - 7:00PM ET, Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061

Fortiva Retail Credit

Fortiva Retail Credit is a technology-enabled second look point-of-sale consumer credit program issued by The Bank of Missouri (the “Bank”) and powered by over 27 years of experience in instantly evaluating applicants for credit opportunities. The Fortiva Retail Credit program is managed and serviced by Atlanticus (NASD: ATLC). Fortiva Retail Credit customers are issued a revolving private label card which may be used to make purchases at participating Jerome’s Furniture locations.

To manage your Fortiva Retail Credit Account or for more information, visit www.myfortiva.com/my-account/.

Pay Online: www.myfortiva.com/pay

Pay By Phone: 1-866-290-2835. 7 days a week, 8AM to 12AM ET.

Pay By Mail: Mail to “Payment Processing”, P.O. Box 650721 Dallas, TX 75265-0721

Progressive Leasing

You may access your Progressive account online at myaccount.progleasing.com or call (877) 898-1970. During your lease signing, you agree for payments to be deducted from your bank account and/or charged to your card you provided during the application process.

4. If I am approved, what happens next?

You'll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

Synchrony Bank

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

1 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

Fortiva Retail Credit

Fortiva Retail Credit is a technology-enabled second look point-of-sale consumer credit program issued by The Bank of Missouri (the “Bank”) and powered by over 27 years of experience in instantly evaluating applicants for credit opportunities. The Fortiva Retail Credit program is managed and serviced by Atlanticus (NASD: ATLC). Fortiva Retail Credit customers are issued a revolving private label card which may be used to make purchases at participating Jerome’s Furniture locations. Please refer to www.fortivaretailcredit.com/documents/ for more details.

Lease-To-Own Details

Progressive Leasing:

Progressive Leasing is the largest and longest-tenured virtual lease-to-own provider in the United States. Since 1999, Progressive Leasing's fair and transparent lease-to-own option has helped millions of customers and their families, even if they have less-than-perfect credit or an inability to pay for their purchase up front. Learn more at progleasing.com/frequently-asked-questions/

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

See if you prequalify for a Jerome's Furniture credit card 
with no impact to your credit bureau score.